info +420 774 020 402

Automobile financing beginning at 2.49% APR 1.Get within the motorist’s seat today

Today get in the driver’s seat

Get the car finance that’s right for you personally

We provide a variety of purchase and funding options in order to make your automobile buying simple and hassle-free with competitive rates of interest, discounts and payment that is flexible. Make use of our convenient car finance calculators to compare car browse this site finance prices and terms and protect our payment protection to your vehicle and insurance coverage choices.

We likewise have funding for leisure cars such as for instance ATV/UTV, RVs, and ships. Whatever your transport requirements, TDECU can really help enable you to get within the motorist’s chair!

Why choose TDECU for the loan?

  • Prices starting at 2.49% APR 1
  • No cash straight straight down possibilities
  • Discounts for recurring deposit that is direct of250 or higher
  • No concealed costs, expenses, or early-payoff charges
  • Affordable payment plans customized to your requirements
  • 24-hour approval of all loans
  • Terms provided that 72 months

Brand brand New or utilized automotive loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or even more, with no concealed fees, expenses or very early payoff charges

2.49% – 48 Mo. – brand brand brand New car

No re re payments for ninety days 3

Get car finance somewhere else?Refinance with TDECU! 2

Decrease your payment per month. Discounts for recurring direct build up of $250 or maybe more, with no concealed charges, expenses or very early payoff charges

2.49% – 48 Mo. – brand New vehicle

No re re payments for 3 months 3

Motorcycle, boat and leisure automobile loans

Thinking of buying a bike, motorboat, RV, ATV/UTV or, to refinance that loan held elsewhere 2 we now have funding options for those of you, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand New leisure automobile

No re re payments for ninety days 3

Brand brand New or utilized automobile financing

Get car loan somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat automobile loans

No cash straight straight down options available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or payoff that is early

Reduce your payment per month. Discounts for recurring direct build up of $250 or even more, with no concealed charges, expenses or payoff that is early

Thinking of buying a bike, watercraft, RV, ATV/UTV or, to refinance financing held somewhere else 2 we now have funding options for all, too!

2.49% – 48 Mo. – brand brand New vehicle

2.49% – 48 Mo. – brand New car

4.49% – 48 Mo. – brand brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – New leisure car

No re payments for 3 months 3

No re re payments for 3 months 3

No re payments for 3 months 3

Techniques to shop for the automobile

Get pre-approved

If you are pre-approved for a TDECU car loan, automobile dealers understand you might be a severe customer and you will be prepared to provide much to have your company. Plus, you’re going to be confident realizing that you’ve got low-rate funding given by TDECU.

Finance during the dealership

TDECU financing is present straight at a huge selection of dealerships in Texas. As soon as you discover the car you desire, inform the dealer you would like your loan from TDECU, then finish the paperwork right in the dealership, as well as in virtually no time your loan is authorized.

Shop with Carvana

Carvana provides an on-line showroom of examined, top-notch automobiles. In several presses you’ll pick, finance, and pick-up your car or truck from their car machine that is vending have your car or truck sent to you. All with a 7-day money-back guarantee.

Car loan calculators

Our online auto loan calculators can help you calculate your instalments in order to get the right loan for you.

Select a calculator through the list below.

Car: Simply How Much Will My Automobile Re Re Re Payments Be? Automobile: How car that is much I Pay For?

Some tips about what you will have to offer us to get going:

  • Employment, income, and housing information
  • Amount you’d like to fund (price, fees, name, permit, and warranties, less any downpayment)
  • Amount of the mortgage, also referred to as the expression associated with the loan
  • We will need the title, loan, registration and license information if you are trading in a vehicle
  • We will need the Vehicle Identification Number (VIN), the exact mileage and the dealer or seller’s name if you have already selected a vehicle to purchase

re re Payment security and insurance protection coverage

GAP insurance coverage

This protection is supplemental to most of your insurance coverage and will help with spending any differences when considering what exactly is owed in your car, therefore the vehicle’s value.

Automobile benefit benefit

Included included in the GAP insurance coverage, this advantage pays around $500 per loss (unlimited losses each year) each time a claim is filed and compensated together with your main insurance coverage provider.

TDECU Insurance Agency, LLC

Our agency will be able to work with you to definitely discover the most readily useful auto insurance prices that won’t sacrifice protection. We are going to perform some contrast work, finding you the most useful protection at the greatest value.

Publish proof insurance coverage

Have actually you received a page within the mail Collateral that is regarding Protection (CPI)? Click on the key below to produce your evidence of insurance on line.

Car finance FAQ

Just how can being pre-approved assist me once I am buying a car?

You can focus on negotiating the best price when visiting the dealership when you are pre-approved for a vehicle loan. This permits you to definitely shop with full confidence, once you understand you’ll not end up getting higher level funding. Dealers have a tendency to just take individuals with pre-approved funding more really as it means you’re earnestly looking a automobile prepared to conduct business.

Could I be authorized for a car loan and also have funds available the exact same day?

Oftentimes, you might be authorized and funds offered the exact same time. We realize that sometimes the vehicle-buying procedure is an urgent matter. All of us will answr fully your concerns which help expedite the car loan approval and application procedure.

May I make extra re re payments and spend down my car loan prior to when the first term?

Yes. At TDECU, there aren’t any prepayment charges for settling your vehicle loan prior to when your initial term. In reality, it is a powerful way to save well on interest throughout the long haul!

1 APR = Apr.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest should be charged to your account through the initial loan date in the unpaid stability through the 90-day repayment deferral duration. Restricted time offer.

Advertised 2.49% APR may be the cheapest price offered for a 48-month term and carries a 0.25% discount for recurring direct deposit of $250 or maybe more. Price dependant on loan term and credit rating. Regards to payment: A $15,000 loan by having a 48-month term at 2.49per cent APR equals a $328.64 payment per month. Credit approval required. Minimal car refinance mortgage quantity is $3,000. Other terms/conditions apply; contact TDECU for details.